We are all familiar with insurance. Most of us have it. When we sign up for insurance, regardless of the type, we have to pay a premium of some sort. Most of us are aware that the premium is not the same for everyone. The insurance company determines who are at a high risk, those people the insurance company will be paying lots of money for, and those who will be low risk, the people who won't be using much of the insurers money but will be putting money into the insurer's pockets. Low risk individuals typically pay a lower rate than the high risk individuals. The rates are a fairly good measure of risk assessment.
So I went looking for rates to compare. Felt like a super sleuth, minus the trench coat and wide rimmed hat. It was really hard finding a site that would give me quotes without being a doctor of some sort but I came across another blog of a chiropractor who did the math for me. I looked at his malpractice rates and the rates of the other doctors compared to his on his blog and he was paying way less per year. The post was from a little over two years ago but I was able to find some articles about the high rate of malpractice insurance as well as the average cost of insurance for the medical profession. For a chiropractor the average chiropractic malpractice insurance rates was around $1500 per year while for the medical doctor it was $10,000-$20,000 per year (This is influenced by where and what they practice).
Well like all criminal drama's say "follow the money." Cheaper average rates means there are fewer malpractice cases files against chiropractors. Which means the average chiropractor is in fact safer than the propaganda would have you believe.